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What do they really mean?

Credentials.  There are a lot of them out there and it is hard to know what they all mean.  It is important to know which ones have high standards for earning the designation, and equally important, have ongoing requirements to maintain those standards. The link below titled "Credentials Explained" can help you sort out this important information. 

Credentials Explained

Below on this web page is information about the credentials I hold, Chartered Financial Consultant ChFC® and Chartered Life Underwriter CLU®, so you can learn a little more about them.  I'm happy to answer questions anytime about these credentials or anything else regarding my professional background, please don't hesitate to ask.   

Chartered Financial Consultant  ChFC®

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Chartered Life Underwriter  CLU®

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The ChFC® and CLU® is the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission